Merchant Acquiring

In today’s world of global competition, acquirers require increased flexibility, the strongest data security available, as well as quick rollouts for new value-added services if they hope to attract and retain clients.

Our Merchant Acquiring solution speaks to the needs of banks and third-party processors all over the world, using open-systems architecture to lower overall processing costs. We support multiple payment channels and instruments, and keep compliant with the latest security mandates.

  1. Terminal driving—standalone and integrated POS systems
  2. Transaction switching and stand-in authorization
  3. Funds settlement
  4. Dispute and exception handling
  5. Management information and reporting
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Our customers process 10 billion transactions annually from over 100,000 ATMs and 750,000 POS terminals. We serve the needs of:

  • One of the largest EFT processors in Europe
  • A top 10 merchant acquirer in the United States
  • The top four banks in South Africa
  • A master debit network in the United States
  • One of the largest non bank acquirers in the United States
  • 100% of acquirers in the United Arab Emirates

    • "We chose S1 because their merchant acquiring solution will allow us to offer new services to our merchant clients, as well as improve the overall consumer experience at the point of sale. We believe the innovations inherent in the S1 solution will distinguish our services from those of our competitors and will attract new merchant business to the bank."

    — Julian Phillips, Manager: Acquiring, Commercialbank
    S1